About us

Whether you need to borrow money for an emergency or want to put cash aside for something special, you may find Circle Housing Money is more flexible than the high street banks and far cheaper than a payday loan provider.

About Us

Great value with great values

Circle Housing Money is a partnership with Leeds City Credit Union. Credit unions are set up to benefit the people who join as members; in this case Circle Housing and Centra customers and colleagues. Credit unions are not-for-profit organisations.

That means the cash you save will only be used to run the service and reward members, not to pay outside shareholders like most banks. When members put money into savings, others can borrow at affordable rates.

Access that works for you

No matter where you live, Circle Housing Money is simple and stress-free to access. You can manage your money online, or if you’d rather speak to someone we’re just a phone call away. It’s easy to join and once you’re a member you can start saving or borrow money at affordable rates.


Click here to find out how Leeds City Credit Union are governed and regulated by the financial authorities.

Join us

Join us to access our other saving plans and products.

Click here to join

Call: 0800 902 0021

or email us

Independent service you can trust

You need to know that your money, and any personal information about you, is safe and secure. That’s why Circle Housing Money is backed by a long established, independent credit union. Leeds City Credit Union is responsible for delivering all the services and is regulated by the financial authorities. Your financial data will be held confidentially and your savings will be protected by the Government’s compensation scheme up to a total of £75,000. You’ll be joining over 30,000 others who are using Leeds City Credit Union right now.